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Overlap Between Workers' Comp and Third-Party Claims

Springfield Workers' Comp and Third-Party Claims Attorney

If you were injured at work by an outside party, you may have overlapping workers' compensation and third-party liability claims. These two areas of law often coincide and can allow you to get the full and fair compensation and benefits you need to cover your medical care, lost wages as well as damages for pain and suffering.

With more than 25 years of experience representing injured clients in workers' comp claims in Massachusetts, attorney Terry Low helps clients pursue the benefits and compensation they deserve. He is a member of the ABA's prestigious College of Workers' Compensation Lawyers and is the vice chair of the Workers' Compensation and Employers' Liability Law Committee of the ABA.

To speak with a Springfield workers' comp and third-party claims lawyer, contact the Law Office of Terrence A. Low.

Protecting Your Rights in Both Personal Injury and Workers' Comp

Personal injury and workers' compensation cases are quite different. In a personal injury case, you bring a claim seeking damages from the party that injured through the court system. This can include lost wages, medical expenses as well as damages for your pain and suffering.

In workers' compensation, you cannot from bring this type of claim against your employer if you were injured on the job. Instead, you receive benefits to cover your medical costs and lost wages under your employer's workers' compensation insurance. The benefit is that workers' comp is a no-fault system, where you can bring a claim without having to prove the cause of your injury at work. However, you cannot get compensation for pain and suffering as you would in a personal injury lawsuit.

These two areas of law overlap, however, when a person is injured by another party at work who is not employed by his or her same employer. This could include a range of outside parties, such as car or truck drivers, contractors or manufacturers of defective products. In these cases, you may be able to pursue benefits under your employer's workers' compensation insurance as well as compensation from the outside party through a personal injury suit, known as a third-party liability action.

It is important to have an experienced workers' comp and third-party claim attorney handle all aspects of your case. Your employer's workers' compensation insurer may have a right to compensation you receive in a third-party claim. The legal team at the firm has an in-depth understanding of how these areas of law interact and overlap. They can protect your rights and help you pursue the compensation you need and deserve after a workplace accident.

Speak With a Massachusetts Workers' Compensation Lawyer

The firm has experience taking workers' compensation and third-party claims to trial all the way to the Supreme Judicial Court of Massachusetts. Contact an attorney today for a free consultation regarding your legal rights after an on-the-job accident.

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244 Bridge Street - Springfield, MA 01103-1410 - Phone: (413) 241-7749 - Toll Free: (866) 752-1891 - Fax: (413) 736-5640