Springfield Disability Insurance Attorney
If you have filed a disability insurance claim and it was denied, you need to take immediate action. The Employee Retirement Income Security Act of 1974 (ERISA), which governs many employers' disability insurance plans, grants insurance companies the final authority to deny claims, and many plans allow a very short time to file an appeal.
At the Law Office of Terrence A. Low, disabled corporate and government employees, professionals, and other workers find the assistance they need to file effective ERISA appeals when their disability benefits claims are denied.
Attorney Terry Low has been representing people throughout Western Massachusetts and the greater Hartford, Connecticut, area since 1984. He handles disability appeals for corporate, non-profit and government employees whose benefits plans are governed by ERISA. Contact the firm to schedule a consultation.
Guidance Through ERISA Appeals of Denied Claims and Terminated Benefits
If your disability insurance claim has been denied, you do not have the administrative remedies you would in another type of case, such as a workers' compensation or Social Security disability case. Instead, the rules for ERISA appeals depend on what is laid out in your policy.
Even if you are already receiving disability benefits, there may still be trouble ahead. It is possible for your benefits to be terminated — and if they are, you need to act quickly. You may have opportunity to appeal, but again, it depends on what your policy says. If you wait until your benefits are actually terminated, it may be too late to file an appeal and have them reinstated. If you suspect there may be a change in your benefits or you have received notice of termination, contact Terry Low right away.
In his article "Eleven Ways to Assure the Success of a Disability Claim, " Mr. Low discusses the steps a person should take when pursuing a disability claim through a group plan provided by an employer (which are typically governed by ERISA). Much of the advice in that article will still be useful if you need to pursue an ERISA appeal.
Contact Terry Low With Your Questions and Concerns
If you need to file an ERISA appeal after your disability insurance claim was denied, or if you suspect your benefits may be terminated and need to know your options, contact Attorney Terry Low. With 25 years of experience working with disability benefits claims, he has the knowledge and skill required to guide you through any ERISA appeal.
